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#c9d0d5;border-radius:50%;width:2rem;height:2rem;transition:background-color .16s,border-color .16s;display:block;position:relative}.faq-icon:before,.faq-icon:after{background:var(--navy);content:"";border-radius:999px;width:.7rem;height:.1rem;transition:transform .18s;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%)}.faq-icon:after{transform:translate(-50%,-50%)rotate(90deg)}.faq-item button[aria-expanded=true] .faq-icon{border-color:var(--green);background:var(--green)}.faq-item button[aria-expanded=true] .faq-icon:after{transform:translate(-50%,-50%)rotate(0)}.faq-panel{padding:0 3rem 1.35rem 0}.faq-panel p{max-width:44rem;color:var(--muted);margin:0;font-size:.89rem;line-height:1.75}.final-cta{background:var(--navy);color:var(--white);padding:4.5rem 0}.final-cta-inner{align-items:center;gap:2rem;display:grid}.final-cta h2{color:var(--white);margin-bottom:.75rem;font-size:max(2.4rem,min(8vw,5.2rem))}.final-cta p:not(.eyebrow){color:#c7d0e1;margin:0;font-size:1.05rem}.site-footer{color:#aeb8ca;background:#071026;padding:3.5rem 0 2rem}.footer-top{border-bottom:1px solid var(--line-dark);gap:2rem;padding-bottom:2.25rem;display:grid}.footer-wordmark{color:var(--white)}.footer-top>div>p{margin:.85rem 0 0;font-size:.8rem}.footer-links{flex-wrap:wrap;gap:.75rem 1.25rem;display:flex}.footer-links a{color:#d9dfeb;text-underline-offset:.25rem;font-size:.78rem;font-weight:700}.compliance-placeholder{border-bottom:1px solid var(--line-dark);padding-top:2rem;padding-bottom:2rem;scroll-margin-top:2rem}.compliance-placeholder p{margin-bottom:.75rem;font-size:.7rem;line-height:1.7}.compliance-placeholder p:last-child{margin-bottom:0}.compliance-placeholder strong{color:#e7ebf2;font-weight:700}.compliance-placeholder .compliance-label{color:var(--green-bright);letter-spacing:.1em;text-transform:uppercase;font-weight:800}.footer-risk{gap:1.25rem;padding-top:2rem;display:grid}.footer-risk p{max-width:66rem;margin:0;font-size:.68rem;line-height:1.75}.footer-risk p:last-child{white-space:nowrap}.mobile-sticky{right:.75rem;bottom:calc(.75rem + env(safe-area-inset-bottom));z-index:100;-webkit-backdrop-filter:blur(.8rem);backdrop-filter:blur(.8rem);background:rgba(11,23,54,.96);border:1px solid rgba(255,255,255,.14);border-radius:999px;padding:.4rem;position:fixed;left:.75rem;box-shadow:0 1rem 2.5rem rgba(4,10,27,.3)}.mobile-sticky .button{min-height:3.4rem}.noscript-message{z-index:200;border-radius:var(--radius-sm);color:#4f3b00;background:#fff3cd;padding:1rem;font-size:.82rem;font-weight:700;position:fixed;bottom:1rem;left:1rem;right:1rem;box-shadow:0 .75rem 2rem rgba(0,0,0,.2)}@media (min-width:30rem){.finance-card{padding:1.6rem}.choice-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.choice-card-wide{grid-column:1/-1}.field-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (min-width:48rem){.container{width:min(calc(100% - 4rem),var(--container))}.desktop-nav{display:flex}.hero{padding-top:4.5rem}.finance-card{padding:1.9rem}.proof-list{grid-template-columns:repeat(4,minmax(0,1fr))}.proof-list div{border-right:1px solid var(--line);border-bottom:0;min-height:7rem;padding:1.4rem}.proof-list div:last-child{border-right:0}.proof-list strong{font-size:.84rem}.section{padding:7rem 0}.split-heading{grid-template-columns:minmax(0,1.1fr) minmax(18rem,.7fr);align-items:end;gap:3rem}.refinance-path{grid-template-columns:repeat(2,minmax(0,1fr));gap:0 2.5rem}.outcome-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.outcome{border-left:1px solid #cfd6d8;min-height:26rem;padding:2rem 2.2rem}.outcome-first{border-left:0;padding-left:0}.outcome:before{left:2.2rem}.outcome-first:before{left:0}.challenger-grid{grid-template-columns:minmax(0,1.35fr) minmax(18rem,.65fr);align-items:end;gap:4rem}.comparison-line{gap:1rem;font-size:.88rem}.comparison-line 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minmax(30rem,1.06fr);align-items:center;gap:3.5rem}.hero-copy{padding-bottom:4rem}.hero-experience{min-height:42rem}.finance-card{width:min(100%,32rem);min-height:32rem;margin-left:auto}.hero-photo{border-radius:var(--radius-xl);min-height:31rem;margin:0;position:absolute;top:10rem;bottom:0;left:0;right:4rem}.hero-photo img{min-height:31rem}.hero-disclosure{margin-top:-1rem}.refinance-path{grid-template-columns:repeat(4,minmax(0,1fr));gap:0;padding-bottom:4rem}.refinance-path li{border-left:1px solid var(--line);min-height:18rem;padding:2rem 1.6rem 1rem;display:block}.refinance-path li:first-child{border-left:0;padding-left:0}.refinance-path li:nth-child(2){transform:translateY(1.5rem)}.refinance-path li:nth-child(3){transform:translateY(3rem)}.refinance-path li:nth-child(4){transform:translateY(4.5rem)}.refinance-path li:before{left:1.6rem}.refinance-path li:first-child:before{left:0}.path-number{margin-bottom:4.25rem;display:block}.how-list{grid-template-columns:repeat(4,minmax(0,1fr));gap:0}.how-list li{border-left:1px solid var(--line);min-height:18rem;padding:1.75rem 1.5rem}.how-list li:first-child{border-left:0;padding-left:0}.how-list li:after{left:1.5rem}.how-list li:first-child:after{left:0}}@media (min-width:80rem){.hero-grid{gap:5rem}.hero-photo{right:5.5rem}}@media (max-width:26rem){.container{width:min(calc(100% - 1.5rem),var(--container))}.site-header .button-small{min-height:2.6rem;padding-left:.9rem;padding-right:.9rem;font-size:.76rem}.wordmark{font-size:1.4rem}.wordmark-logo{height:1.55rem}.finance-card{border-radius:1.4rem;padding:1rem}.form-actions{grid-template-columns:1fr}.form-actions .button-back{order:2}.money-suffix{display:none}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}@media (forced-colors:active){.button,.choice-control,.money-input,.text-input,.faq-icon{border:2px solid buttontext}.progress-bar,.document-list span,.success-mark{background:highlight}}.step-main{min-height:calc(100dvh - var(--header-height));background:var(--navy);place-items:center;padding:2.5rem 0;display:grid}.step-card-wrap{width:min(100% - 2.5rem,32rem);margin-left:auto;margin-right:auto}.step-card-wrap .finance-card{width:100%;margin-left:auto;margin-right:auto}.hero-photo{max-height:100vh}@media (min-width:64rem){.hero{min-height:calc(100vh - var(--header-height))}}@property --tw-rotate-x{syntax:"*";inherits:false}@property --tw-rotate-y{syntax:"*";inherits:false}@property --tw-rotate-z{syntax:"*";inherits:false}@property --tw-skew-x{syntax:"*";inherits:false}@property --tw-skew-y{syntax:"*";inherits:false}